Banking and Credit Solutions

End-to-end support in securing business loans, managing banking relationships, and structuring credit facilities for optimal cash flow

✅ Business Loan Advisory :Identification of the most suitable loan products and financial institutions based on business profile, repayment capacity, and end-use. Evaluation includes unsecured loans, SME finance, government-backed schemes, and refinance options.

✅ Working Capital Planning : Assessment of short-term funding needs through instruments like cash credit (CC), overdrafts (OD), bill discounting, and invoice financing. Structured to ensure liquidity and uninterrupted business operations.

✅ Term Loan Syndication : Advisory for medium-to-long term project finance, including funding for plant & machinery, expansion, real estate acquisition, and infrastructure. Involves preparation of detailed project reports and lender coordination.

✅ Loan Support Services : Preparation and collation of loan documentation, including KYC, financials, declarations, and forecasts. Ensures that all lender requirements and compliance norms are met for timely disbursal.

✅ Banking Liaison Services : End-to-end coordination with banks and NBFCs for account opening, loan application follow-ups, renewal of credit limits, and communication on compliance matters.

✅ Projections & Provisionals : Preparation of CMA data, financial projections, cash flow forecasts, and scenario analysis. Includes key ratio analysis to assess debt serviceability and support funding applications or internal decision-making.

✅ Valuation Services : Valuation of equity shares, business entities, brand value, and intangible assets for the purpose of fund raising, mergers & acquisitions, compliance, or strategic exits. Based on internationally accepted valuation methodologies.

✅ Net Worth Certification & Advisory : Computation and validation of net worth for individuals, promoters, or HUFs. Often required for loan applications, visa processing, tenders, or investment declarations.